Terms & Conditions
True Health Insurance Group (formerly 12 Stones Financial Services) • Licensed Insurance Services
1. Acceptance of Terms
By accessing and using this website, you agree to be bound by these Terms and Conditions. If you do not agree, please discontinue using the site.
2. Independent Insurance Agency Disclosures
True Health Insurance Group is an independent insurance advisory firm. David Morris and Scott Stanwix are independent licensed insurance agents in the State of Texas and nationwide.
CMS & Federal Regulatory Disclaimers:
We are not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area. Currently we represent 20+ Medicare Advantage and Prescription Drug plan organizations and have access to 100+ Medicare plans depending on service area. Plan availability, benefits, premiums, copayments, and provider networks vary by location and are subject to change.
For a complete list of plans available in your area, please contact 1-800-MEDICARE (TTY: 1-877-486-2048), available 24 hours a day, 7 days a week, or visit www.medicare.gov.
3. Educational Purpose & No Guarantee
All materials provided on this website, including guides, articles, FAQs, and quiz tools, are intended solely for general consumer educational purposes. Plan benefits, rates, and coverage rules are subject to carrier underwriting, government regulation, and annual contract renewal.
4. SMS & Telephone Communications Consent
By submitting a contact form, requesting our guide, or scheduling a consultation, you grant permission for licensed insurance agent David Morris or representative agents of True Health Insurance Group to call, text, or email you regarding Medicare and health plan options. Message frequency varies; message and data rates may apply. You may opt out at any time by replying STOP.